Class Underwriter – Line of Business

• Be part of a National evolving Underwriting function within a reputable and stable organisation


• Be actively involved in setting appetite and risk strategy


• This is a hybrid role 80% homeworking available and 20% in Stratford Upon Avon

We are seeking an experienced Underwriter to join our Head Office function in Stratford-upon-Avon. This is an exciting opportunity to be part of an evolving underwriting team within a reputable and stable organisation, to work in an environment that will broaden your skillset, and which will enable you to make a difference by helping to shape our underwriting approach.

Working within the Head Office Line of Business Underwriting Team, which has responsibility for all motor classes, you will be part of the team which determines our underwriting strategy and the rules, processes and communications required to execute it effectively.

Primarily focusing on our Car and Commercial Vehicle lines, you’ll be involved in working alongside colleagues to manage our underwriting performance at Line of Business level, setting risk appetite and strategy for our motor lines, contributing your underwriting knowledge into our pricing and ensuring technical guidance and policy wordings accurately reflect our risk appetite and intent.   You’ll also be providing guidance and building and maintaining relationships with Pricing, Sales, Agency, Claims, Product Propositions, Regions, Agents, Marketing and industry bodies to ensure the effective application of underwriting expertise.  And working on major change projects, including the development of our new policy admin system.

We are seeking an experienced and driven general insurance professional with a proven strong technical Underwriting background, including experience in Motor Underwriting. Prior experience of working in a team directly accountable for the development of underwriting strategy, risk appetite and managing account performance is desirable.

This role will include lots of interaction across different areas of the business, so it is important that you are able to demonstrate strong stakeholder management and communication skills, with the ability and confidence to influence and challenge when necessary and to recommend and implement change. You’ll also have:

• Experience translating underwriting appetite into clear and practical rules and processes


• Excellent written and verbal communication skills


• Strong decision-making and critical thinking skills


• Proven collaboration skills


• Data proficiency

Experience in project or change management would be beneficial but is not essential.

At NFU Mutual, we support an inclusive workplace and value all the differences that make us unique.  We celebrate the creativity and innovation that comes from diverse perspectives and experiences and share a common vision of doing the right thing for our customers and employees.   

We recognise that some candidates may experience barriers during  the recruitment process. So, we encourage candidates to discuss any adjustments or accommodations they need to be the best they can be throughout our recruitment process.

We're proud to be a Disability Confident Employer, a Race at Work and Women in Finance Charter signatory and welcome applications from people of all backgrounds, regardless of age, ethnicity, disability, neurodiversity, gender, religion, marital status, sexual orientation, or socioeconomic background.

When you join our team, you can expect a supportive culture and an attractive range of rewards and benefits including:   

• Up to £50,000 depending on experience


• Annual bonus (up to 17.5% of salary)  


• Contributory pension scheme, up to 20%, including your 8% contribution


• 25 days annual leave + bank holidays + buy/sell/save holiday trading scheme


• A Family Friendly policy that helps you balance your work and family responsibilities


• Access to savings at High Street brands, travel and supermarkets


• £20 contribution to a monthly gym membership – subject to T&Cs


• Health and wellbeing plan - cashback for dentist, opticians, physio and more


• Access to voluntary benefits, including health assessments, private medical insurance and dental insurance


• Employee Volunteering - volunteer in the community for one day each year


• Unlimited access to Refer a Friend £500 bonus scheme


• Life Assurance cover of 4 x salary


• Employee discounts of 15% on a range of NFU Mutual insurance policies. 

We’re one of the UK’s leading general insurance and financial services companies. For over 110 years we’ve put our customers at the heart of everything we do. Our people are just as important to us. We pride ourselves on being “a great place to work” and are one of only 57 companies across the globe, and one of only two organisations with headquarters in the UK, to receive a Gallup Exceptional Workplace 2023 award. We were also named in the LinkedIn Top 25 Companies List 2021, the Glassdoor Best Places to Work UK List 2023 and 2024, and were recognised as a certified UK Top Employer by the Top Employers Institute in 2023 and 2024.

We offer a supportive culture where we empower and inspire our people to perform, offer them opportunities to grow, and recognise and reward their contribution. Our people are proud to work for a company that respects them and their communities, and they trust us to be financially sustainable, so we are successful now and in the future.