Commercial Combined Underwriter

Commercial Combined Underwriter

An exciting opportunity has arisen to join our clients Commercial Team as a Commercial Combined Underwriter.  They are looking for a candidate who enjoys working within a team environment, who is hard-working and will be committed to achieving the financial business plan. The perfect candidate will be enthusiastic and motivated, keen to excel and develop their career.

This is a hybrid role - A mix of working from the Manchester office, along with the flexibility of working from home too.

The role: 

• Profitably underwrite Commercial Combined on a case-by-case basis, within appetite and underwriting criteria.
• Underwrite within company strategy and authority limits and refer all cases outside of strategy or individual limits.
• Develop and maintain mutually beneficial relationships with colleagues and brokers as well as identifying new opportunities within our network.
• Attend training, review meetings and social events when required.
• Maintain, and endeavour to exceed, agreed service levels to both internal and external customers.
• Working closely with senior underwriters and supporting those more junior.
• Develop and maintain an up to date knowledge of the commercial underwriting and broking market.

Your skills and experience:

• Strong trading skills with experience in developing broker accounts to achieve profitable growth.
• Underwriting knowledge, specifically with previous experience in Commercial Combined.
• Motivated, driven and adapts to change, positively displaying a can do attitude.
• Willingly provides help and support to others and has the ability to work cooperatively with others.
• Passionate about own development within the insurance industry.
• To assess and analyse data accurately and effectively.
• The ability to build and maintain internal and external relationships.
• Good problem solving skills.
• Work independently but also as part of a team to deliver common goals.
• The ability to demonstrate meeting & exceeding personal and team objectives.
• An awareness of the market and legal/industry developments.

What's in it for me?

• 36.25 working hours per week, along with a range of flexible working options.
• Annual pay review and performance related bonus.
• 27 days holiday + bank holidays, with the option to buy/sell holidays.
• Generous pension scheme.
• A range of health benefits such as company funded Private Medical Insurance, an annual health assessment and access to a 24/7 Virtual GP.
• Car Scheme - salary sacrifice scheme which lets you drive away a brand new, fully maintained and insured car for up to four years.
• Peace of mind, with our company funded Group Income Protection, Life Assurance plan with flexible options to increase or decrease the standard cover along with  the option to opt in to our critical illness cover.
• A wealth  of support for your mental, financial & physical wellbeing through a Wellbeing group, who provide Mental Health First Aiders and an Employee Assistance Programme where you and your family can access additional support such as counselling, financial advice,  relationship support and free mortgage advice. 
• Continued professional development through internal training programmes, professional qualifications and apprenticeships.
• A volunteering day a year to support a charity close to your heart.
• Loyalty Bonus - once you reach 5 years service and beyond.
• Additional benefits such as discounted gym memberships, cycle to work schemes and discounts at lots of retailers.

Salary: Dependent on Experience