Commercial Lending Specialist

Hybrid | c.£70k plus bonus

Our client, Bricks Finance, is a successful privately-owned asset-backed finance company offering opportunity for sophisticated investors to earn between 6% and 8% return annually. With over £50m under investment and plans to grow.

The Role:

• Source new lending opportunities through brokers and intermediaries and visit prospective and existing clients across the Southwest.
• Find and develop intermediary/broker contacts.
• Analyse opportunities and present reasoned credit papers for regulated and unregulated loans.
• Manage the credit check process, including ID and security checks.
• Manage drawdowns and monitoring of loans to repayment.
• Manage clients who have missed or are challenged with meeting their loan obligations.
• Continue to learn and exhibit best business practices.
• Visit clients to understand their needs and undertake credit check activity.

Your Experience and Skills:

• You are credit trained within the finance industry.
• You have secured Commercial Lending experience, ideally with some experience of bridging loans.
• You have experience performing quantitative analysis of financial data to determine the creditworthiness of a borrower.
• You have experience solving complex problems in the finance sector.
• You have excellent written and verbal skills, with the ability to reason (in paper) and articulate your thoughts succinctly.
• You have experience in sourcing and securing new lending opportunities across the region, either directly or through brokers / intermediaries.
• You have longevity in previous roles / with previous employers demonstrating reliability, trustworthiness, and loyalty.
• Accredited qualification in lending and risk assessment with at least 5 years experience.

About You:

• You are ambitious, driven to succeed and deliver a great service.
• You are a self-starter, motivated to deliver for yourself and business.
• You have high standards in everything you do.
• You are an exceptional communicator, with the ability to speak to and update your clients and the wider team. You will also be comfortable dealing with challenging conversations should the need arise.
• You have good interpersonal skills – happy to speak to and engage with a wide range of people and build strong relationships.

Benefits:

• Salary up to £70k depending on experience
• Commission (taking OTE to £100k)
• Offices based in Winslade Manor, Exeter
• Hybrid working – must be in the office at Winslade Manor every Tuesday
• Employer Pension – 9% contribution
• Health Cover
• Medical Cover
• Holiday – 25 days per year
• Cycle to work scheme
• Electric car scheme