Commercial Underwriter

• Opportunity to be part of a National Commercial Underwriting function


• Receive ongoing training, career progression and personal growth


• Hybrid 80% homeworking available and 20% from our office in Bristol

We have an exciting opportunity for a diligent General Insurance professional to join our Mid-Term Adjustments and Renewals team as a Commercial Underwriter where you’ll be responsible for evaluating and assessing risks across a variety of business classes, including our Motor Trade, Farm, Estates and Commercial Select products.

Here at NFU mutual, we operate with a unique model of a tied agency network. Our NFU Mutual agencies are the vital day-to-day link with our customers and, as an Underwriter, you'll build strong relationships and work collaboratively with our Agents, resolving complex referrals and ensuring effective management of the insurance risk cost whilst delivering the right solution and service for our members.

We provide a comprehensive induction to the role and to make sure you get the most out of this, you will need to be able to commit to being in the office full-time for the first 6 months. Following your induction, you will receive ongoing training which will support your career progression and personal growth.

Working hours: 35 hours per week, Monday – Friday with shifts between the hours of 8am and 6pm.

You’ll be a Commercial Underwriting professional with varied experience of complex and technical cases within a regulated environment including working within Authority. If you have previous exposure to a broad range of Commercial General Insurance products and are a keen learner, we would love to hear from you.

You’ll be a resilient individual and able to demonstrate effective communication skills which will enable you to establish strong working relationships with key stakeholders across the business, with the ability and confidence to challenge and influence where necessary.

To join our team, you’ll also have:

• A customer-focused mind, with strong attention to detail


• The confidence to work in a regulated environment


• The ability to make rational and logical decisions in a fast-paced environment


• Policy document review experience

At NFU Mutual, we support an inclusive workplace and value all the differences that make us unique.  We celebrate the creativity and innovation that comes from diverse perspectives and experiences and share a common vision of doing the right thing for our customers and employees.   

We recognise that some candidates may experience barriers during  the recruitment process. So, we encourage candidates to discuss any adjustments or accommodations they need to be the best they can be throughout our recruitment process.

We're proud to be a Disability Confident Employer, a Race at Work and Women in Finance Charter signatory and welcome applications from people of all backgrounds, regardless of age, ethnicity, disability, neurodiversity, gender, religion, marital status, sexual orientation, or socioeconomic background.

When you join our team, you can expect a supportive culture and an attractive range of rewards and benefits including:   

• Up to £40,000 depending on experience


• Annual bonus (up to 10% of salary) 


• Contributory pension scheme, up to 20%, including your 8% contribution


• 25 days annual leave + bank holidays + buy/sell/save holiday trading scheme


• A Family Friendly policy that helps you balance your work and family responsibilities


• Access to savings at High Street brands, travel and supermarkets


• £20 contribution to a monthly gym membership – subject to T&Cs


• Health and wellbeing plan - cashback for dentist, opticians, physio and more


• Access to voluntary benefits, including health assessments, private medical insurance and dental insurance


• Employee Volunteering - volunteer in the community for one day each year


• Unlimited access to Refer a Friend £500 bonus scheme


• Life Assurance cover of 4 x salary


• Employee discounts of 15% on a range of NFU Mutual insurance policies. 

We’re one of the UK’s leading general insurance and financial services companies. For over 110 years we’ve put our customers at the heart of everything we do. Our people are just as important to us. We pride ourselves on being “a great place to work” and are one of only 57 companies across the globe, and one of only two organisations with headquarters in the UK, to receive a Gallup Exceptional Workplace 2023 award. We were also named in the LinkedIn Top 25 Companies List 2021, the Glassdoor Best Places to Work UK List 2023 and 2024, and were recognised as a certified UK Top Employer by the Top Employers Institute in 2023 and 2024.

We offer a supportive culture where we empower and inspire our people to perform, offer them opportunities to grow, and recognise and reward their contribution. Our people are proud to work for a company that respects them and their communities, and they trust us to be financially sustainable, so we are successful now and in the future.