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SalaryMy client is looking for an experienced Credit Underwriter within Asset Finance to join them. This is a hybrid role, 2 days a week working in the offices based near to Reading.
You will have experience with small ticket finance in the reprographics, telecoms, security and vending sectors (amongst others). My client is a funder with the support of brokerage facilities.
Reporting directly to the Head of Credit, your duties will be;
- Research and collate appropriate information to make a credit decision and keep appropriate records relating to information received and decisions made.
- Perform risk assessments on potential Asset Finance/Loan recipients based on credit rating, borrowing history, and other specific risk factors.
- Liaise with internal and external personnel to gain extra/appropriate information or to discuss applications where necessary. Provide regular information on application statuses and workload.
- Work within an agreed mandate and refer deals over this limit to a team member with a higher authority.
- Identity and report any signs of fraudulent activity.
- Where necessary, discuss and agree ways to structure applications that will make the application acceptable.
- To work within the level of risk the business is prepared to accept.
- Assess deals as to whether they are appropriate to fund on own book or broker to another funder.
- Completing consumer / AML credit searches.
- Answering e-mail queries as they arise.
- Supporting the team day-to-day and any other tasks that see fit.
This is a great company to work for, offering lots of career progression. Fantastic team environment. Looking for mandate of £50k +.
