Head of Underwriting - BTL

Head of Underwriting – BTL

My client is a fast growing Bank in the BTL Lending Landscape and they are now looking for an entrepreneurial individual to join them heading up the Underwriting function.

They have a flexible working culture, creating an enjoyable place to work whilst providing excellent learning and progression opportunities as you grow with the company.

This is fantastic opportunity to help shape, build and mentor the team as they scale and have the ability to work closely with the Senior Leadership team in shaping credit policy and processes.

Key Responsibilities for the Head of Underwriting – BTL

· Own and take control of Risk Assessment for all leads generated by Partners, Brokers and Direct Sales

· Real ability to amend and adjust the risk structure to work with market changes and ensure commercial and secure mindset to lending

· Analyse the portfolio health and use your initiative to build reports / identify red flags to ensure healthy lending portfolio is maintained

· Control the arrears assessment of high-risk cases and build a criteria which will adapt accordingly

· Responsible for the team of underwriters – Line Management, Audit of work flow and provide strong training to upskill the team

· Evaluation of Underwriting tools used in the industry to help the business be more efficient/ make better decisions.

· Evaluation the technology and the technology available in the market, to make the business more efficient and capable of using data in the most effective way

· Cohort analysis to assess bad debt.

Requirements for the Head of Underwriting– BTL

• Degree educated
• Previous experience in the specialist lending market in Buy To Let
• Held a senior underwriter / Head of Underwriting position previously
• Strong attention to detail – can confidently work across Credit and Risk
• Desire and ability to work in a fast paced changing environment

Hybrid Working

Fantastic Package and Benefits