RETAIL FINANCE, HEAD OF HOMES BUSINESS PARTNERING

End Date
Tuesday 12 March 2024
Salary Range
£109,285 - £128,570
We support agile working - click here for more information on agile working options.
Agile Working Options
Hybrid Working
Job Description Summary
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Job Description
JOB TITLE: Retail Finance, Head of Homes Business Partnering
SALARY: £109,285 - £128,570
LOCATION(S):
HOURS: Full time
WORKING PATTERN: Hybrid, 40% (or two days) in one of the above office locations
About this opportunity
We have an opportunity for an experienced Finance Professional to join our Retail Finance team. As the Head of Finance, Homes, you’ll play a pivotal role in shaping the future of our mortgage business. With over 2 million mortgage customers and a lending portfolio exceeding £300 billion, we are proud to be the largest mortgage lender in the UK.
This role presents an ideal opportunity to develop a deep understanding of the underlying drivers and dynamics underpinning our Homes business, gaining significant exposure to senior colleagues across a variety of teams and financial functions.
In this role you will lead the financial strategy and performance management of the Homes business.
Day to day you’ll;

• Collaborate with Product directors to create robust operational and finance plans aligned with wider Group objectives.
• Provide business strategy support by bringing in external context and analysis, returns analysis, understanding of balance sheet dynamics and actively contributing to review sessions with the Homes Executive team.
• Enhance the team’s analytical and presentational capabilities. Explain and challenge the Homes financial story, linking business decisions to financial outcomes.
• Take the lead on finance topics such as hedging, capital management, funding, and market risk. Assess profitability impacts from interest rate changes, new product introductions, and business opportunities.
• Ensure effective financial reporting and operational controls.
• Contribute to stress testing processes to accurately reflect risks in the retail bank.

About us
If you think all banks are the same, you’d be wrong. We’re an innovative, fast-changing business that’s shaping finance as a force for good. A bank that’s empowering its people to innovate, explore possibilities and grow with purpose.
What you’ll need
We seek a dynamic leader with:

• Track record in finance BUSINESS PARTNERING leadership roles, ideally within mortgages or retail banking with strong industry knowledge.
• Strategic Vision: Ability to think long-term, evaluate market trends, and shape business strategy.
• Strong analytical skills to drive data-driven decisions.
• Adept at building relationships, working across functions building relationships and influencing senior stakeholders.
• Professional qualification; e.g. MBA / ACA / ACCA / CIMA / CFA

About working for us
Our focus is to ensure we're inclusive every day, building an organisation that reflects modern society and celebrates diversity in all its forms.
We want our people to feel that they belong and can be their best, regardless of background, identity or culture.
We were one of the first major organisations to set goals on diversity in senior roles, create a menopause health package, and a dedicated Working with Cancer initiative.
And it’s why we especially welcome applications from under-represented groups.
We’re disability confident. So if you’d like reasonable adjustments to be made to our recruitment processes, just let us know.
We also offer a wide-ranging benefits package, which includes:

• A generous pension contribution of up to 15%
• An annual bonus award, subject to Group performance
• Share schemes including free shares
• Benefits you can adapt to your lifestyle, such as discounted shopping
• 30 days’ holiday, with bank holidays on top
• A range of wellbeing initiatives and generous parental leave policies

This is a once in a career opportunity to help shape your future as well as ours. Join us and grow with purpose.
At Lloyds Banking Group, we're driven by a clear purpose; to help Britain prosper. Across the Group, our colleagues are focused on making a difference to customers, businesses and communities. With us you'll have a key role to play in shaping the financial services of the future, whilst the scale and reach of our Group means you'll have many opportunities to learn, grow and develop.
We keep your data safe. So, we'll only ever ask you to provide confidential or sensitive information once you have formally been invited along to an interview or accepted a verbal offer to join us which is when we run our background checks. We'll always explain what we need and why, with any request coming from a trusted Lloyds Banking Group person.
We're focused on creating a values-led culture and are committed to building a workforce which reflects the diversity of the customers and communities we serve. Together we’re building a truly inclusive workplace where all of our colleagues have the opportunity to make a real difference.