Senior Cr Analyst

Senior Credit Risk Analyst- Greater Manchester- £40K-£60K

*5 days a week in the office*

As a Senior Credit Risk Analyst, you will be responsible for supporting the oversight of first line credit risk management and reporting and development of product standards. You will analyse portfolio risks and concentrations and build portfolio and arrears forecasting; escalating material risks to committees as required. You will also support the Senior Manager Credit Risk in the development of cost of risk and use of credit scoring strategies for these products (as part of transformation) portfolio. In liaison with key stakeholders, you will identify key pockets of credit risk and ensure that these are being appropriately managed.

Key Responsibilities:

• Analysis of portfolio credit risks, providing timely and accurate updates to risk committees.
• Pro-active identification of trends and insights based on regular credit risk reporting, supporting the Senior Credit Risk Manager with the actions required to address areas of concern/opportunity, working with the first line credit risk team
• Perform analysis to support changes to credit risk strategies, lending and arrears management policies
• Support development and monitoring of new products and strategies
• Analyse portfolio risks and concentrations and build portfolio and arrears forecasting; escalating material risks to committees as required
• Support the development of affordability, valuation and credit strategies Qualifications

Key Requirements:

• Numerical background and strong analytical skills
• Experience of credit risk management
• Experience with analytical software, e.g. SQL, Python, Power BI
• A solid grounding in data analysis using quantitative analytic tools and good research skills
• Experience of using complex data
• Strong understanding of the fundamental concepts of credit risk management
• Advanced Excel skills

If interested, send your CV to

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