Senior Underwriter - Ftc

Shawbrook is a specialist bank driven by a purpose to power up ingenuity to create opportunity, every single day.             

We offer a diverse range of savings and loan products. From personal and business savings accounts and loans for weddings and new cars, to complex financial credit facilities for businesses requiring significant investment and mortgages for landlords with multiple properties – no two customers are ever the same.     

We give our customers the best-of-both worlds; uniquely combining strong digital capabilities with human expertise and ingenuity to deliver the best outcomes. We rise to the challenge of a complex case or unconventional circumstances, and we love to make things happen. By being creative, practical, and personal, we know we can always find the right solution for our customers.

If you’re willing to roll up your sleeves, contribute new ideas and believe anything is possible, you’re our kind of person

Work with us because you:

• Want to be part of a bank built for the dynamics of the modern world
• Relish a challenge and enjoy a fast-paced, innovative and hardworking culture
• Enjoy finding new and better ways to solve complexity and make things happen
• Want to belong to a diverse culture that stands shoulder to shoulder with minority and underrepresented groups
• Care about society and the environment and want to be part of a business that cares too
• Want to continue to grow professionally and be the best version of yourself

• Strong experience in Commercial and residential investment Property.
• Deep and broad business and financial acumen
• Significant industry knowledge in the Commercial Property market including a deep understanding of lending practices in that sector, structures, risks, covenant requirements, pricing and competition.
• Demonstrable ability to under commercial analysis of a business both in terms of financial and non-financial aspects.
• Excellent customer service, presentation and negotiation skills
• Experience in executive level reporting on strategic initiatives.
• Thorough comprehension of credit risk management, credit administration, loan production and servicing.
• Proven credit-underwriting skills within either banking or finance industry
• Compliance with all regulatory requirements, remaining in good standing with regulatory agencies.
• Strong commercial, financial acumen and capability in strategic thinking, executive level reporting and effective business planning
• Strong customer/intermediary and market insight
• Knowledge of Consumer Credit Act and Data Protection Act
• Computer literate (good knowledge of MS Office Suite – Excel, Word, Power-Point)
• Knowledge of TCF