Solutions Architect - Embedded Finance

End Date
Tuesday 26 March 2024
Salary Range
£98,685 - £116,100
We support agile working - click here for more information on agile working options.
Agile Working Options
Hybrid Working
Job Description Summary
We are recruiting for a Solution Architect to work closely with the Technology Platform Lead and senior Business leaders for Embedded Finance within Consumer Lending. This is an exciting and challenging opportunity to be at the heart of developing a new business within the Consumer Lending space.
At Lloyds Banking Group, we're inspired by a clear purpose; to help Britain prosper. Across the Group, our colleagues are passionate about making a difference to customers, businesses, and communities.
The Embedded Finance team is a start-up group within Consumer Lending and is tasked with building out propositions that solve customers’ financial needs, when and where they are.
We want to solve problems for existing franchise customers as well as those new to franchise, using unique LBG capabilities in ways that are integrated into customers’ existing lifestyles. We’ll be bold and innovative in our use of data and technology to put customers first, in order to build sustainable and long-term business models with a range of external and internal partners, thus adding to Group capabilities overall.
We seek people with a desire to learn, an ability to build thought-partnerships with a broad range of specialists across functions, and the patience and resilience to execute strategies that will evolve with changing customer, market and regulatory contexts.
Embedded Finance in the UK is sized at £260bn and growing, driven by products such as Buy Now Pay Later that are now used by 4 in 10 UK adults. Initially, we’ll find growth in new areas of payments and lending, working with channel partners more closely than ever before to create responsible and relevant customer journeys.
We can offer you the opportunity to work within an engaged dynamic team at the forefront of transforming and digitising the Lloyds Banking Group Consumer Bank.
As a strong technology leader you will blend your deep domain and technical expertise to shape technology solutions in partnership with other LBG technology functions and with 3rd party providers.
Job Description
JOB TITLE: Solutions Architect - Embedded Finance
SALARY: £100,657.00 - £129,800.00 GBP
LOCATION(S): London
HOURS: Full time
WORKING PATTERN: Hybrid, 40% (or two days) in an office site
About this opportunity
We are recruiting for a Solution Architect to work closely with the Technology Platform Lead and senior Business leaders for Embedded Finance within Consumer Lending. This is an exciting and challenging opportunity to be at the heart of developing a new business within the Consumer Lending space.
At Lloyds Banking Group, we're inspired by a clear purpose; to help Britain prosper. Across the Group, our colleagues are passionate about making a difference to customers, businesses, and communities.
The Embedded Finance team is a start-up group within Consumer Lending and is tasked with building out propositions that solve customers’ financial needs, when and where they are.
We want to solve problems for existing franchise customers as well as those new to franchise, using unique LBG capabilities in ways that are integrated into customers’ existing lifestyles. We’ll be bold and innovative in our use of data and technology to put customers first, to build sustainable and long-term business models with a range of external and internal partners, thus adding to Group capabilities overall.
We seek people with a desire to learn, an ability to build thought-partnerships with a broad range of specialists across functions, and the patience and resilience to execute strategies that will evolve with changing customer, market, and regulatory contexts.
What do we do in Embedded Finance?
Embedded Finance in the UK is sized at £260bn and growing, driven by products such as Buy Now Pay Later that are now used by 4 in 10 UK adults. Initially, we’ll find growth in new areas of payments and lending, working with channel partners more closely than ever before to create responsible and relevant customer journeys.
Why Should You Join Us?
We can offer you the opportunity to work within an engaged dynamic team at the forefront of transforming and digitising the Lloyds Banking Group Consumer Bank.
As a strong technology leader you will blend your deep domain and technical expertise to shape technology solutions in partnership with other LBG technology functions and with 3rd party providers.
About us
Like the modern Britain we serve, we’re evolving. Investing billions in our people, data and tech to transform the way we meet the ever-changing needs of our 26 million customers. We’re growing with purpose. Join us on our journey and you will too...
What you’ll do:

• Collaborate with Product Owners, Platform Leads, Enterprise Architects & Engineers to create the architectural runway for the Embedded Finance lab.
• Partner with Enterprise Architecture & service providers to elaborate on solutions, their interfaces and validating technology assumptions, evaluating implementation alternatives and software lifecycle risks, assumptions, issues & dependencies.
• Deliver detailed designs for systems that are decoupled from enterprise systems where possible to enable rapid change and delivery.
• Supplies critical technical feedback to the financial investment process to obtain funding for key solution opportunities.
• Provide oversight & champion built in quality, decoupled & modernised architectures.

Is this you?

• Self-motivated and capable of driving progress in a new business area
• Experience in a wide range of modern platforms and technologies.
• Strong capabilities for working with and influencing 3rd party providers.
• A good understanding of consumer lending
• Appreciation of how to use technology to deliver business change.

About working for us
Our focus is to ensure we're inclusive every day, building an organisation that reflects modern society and celebrates diversity in all its forms.
We want our people to feel that they belong and can be their best, regardless of background, identity or culture.
We were one of the first major organisations to set goals on diversity in senior roles, create a menopause health package, and a dedicated Working with Cancer initiative.
And it’s why we especially welcome applications from under-represented groups.
We’re disability confident. So, if you’d like reasonable adjustments to be made to our recruitment processes, just let us know.
We also offer a wide-ranging benefits package, which includes:

• A generous pension contribution of up to 15%
• An annual bonus award, subject to Group performance
• Share schemes including free shares!
• Benefits you can adapt to your lifestyle, such as discounted shopping.
• 30 days’ holiday, with bank holidays on top
• A range of wellbeing initiatives and generous parental leave policies

Want to do amazing work, that’s interesting and makes a difference to millions of people?
Join our journey.
At Lloyds Banking Group, we're driven by a clear purpose; to help Britain prosper. Across the Group, our colleagues are focused on making a difference to customers, businesses and communities. With us you'll have a key role to play in shaping the financial services of the future, whilst the scale and reach of our Group means you'll have many opportunities to learn, grow and develop.
We keep your data safe. So, we'll only ever ask you to provide confidential or sensitive information once you have formally been invited along to an interview or accepted a verbal offer to join us which is when we run our background checks. We'll always explain what we need and why, with any request coming from a trusted Lloyds Banking Group person.
We're focused on creating a values-led culture and are committed to building a workforce which reflects the diversity of the customers and communities we serve. Together we’re building a truly inclusive workplace where all of our colleagues have the opportunity to make a real difference.