Technical Underwriting Lead

About The Role
Team – Corporate Underwriting
Working Pattern - Hybrid – 2 days per week in the Vitality Bournemouth (Flexible) Office. Full time, 35 hours per week. 
A rare and exciting opportunity has arisen for an aspiring person with extensive underwriting experience to join Vitality’s Corporate Pricing team as Technical Underwriting Lead.
Are you currently a Senior Underwriter or Technical Underwriting Lead/Manager with deep expertise in PMI or health related insurance sector (e.g. Life, Income Protection)? Or have you gained your underwriting experience within a portfolio level role with a strong financial and commercial element? If this sounds like you, then this could be an ideal progression into a successful and thriving business.
Top 3 skills needed for this role:

• Experience of health related Insurance Underwriting
• Problem Solving
• Experience dealing with high profile clients

What this role is all about:
The Market Underwriting Managerdeals with all levels of complexity, high profile clients and the largest of Vitality’s corporate clients, including trusts. They agree on commercial movements outside of the philosophy, within their financial authority level.
Key Actions

• You will deal with all levels of complexity, high profile and the largest of Vitality’s corporate clients, including trusts. You will agree on commercial movements outside of the philosophy, within your financial authority level.
• Operate in a complex environment, delivering work independently. Your work will stand up to scrutiny of colleagues at an equivalent level, and management. 
• Draws on wide knowledge and experience to provide comprehensive solutions. Refines and customises work to meet specific client (internal and external) needs and to reflect best practice. May quality assure work for final delivery to clients
• Analyse and make recommendations to senior management on complex challenges, and develop and propose the most appropriate solution/s.
• Contribute to the formation and revision of the underwriting strategy and philosophy. Conducts horizon-scanning; understands changes in the market and feed this into changes to the underwriting philosophy and guidelines
• Engages with external stakeholders/customers about the grey areas of underwriting where there is no cut and dry, right or wrong answer
• Proactively contextualises briefings and presentations to each situation by anticipating the audience and their likely responses. Regarded as a trusted advisor to the executive of Vitality

Essential Skills needed to fulfil this role:

• Extensive Private Medical Insurance experience ideally within pricing or underwriting
• Numerical and analytical
• Dynamic and resilient with the ability to work in an innovative and change oriented environment
• Ability to communicate complex concepts to internal and external stakeholders at all levels
• Strong organisational skills, with focus on prioritising in response to changing demands

So, what’s in it for you?

• Bonus Schemes – A bonus that regularly rewards you for your performance
• A pension of up to 12%– We will match your contributions up to 6% of your salary
• Our award-winning Vitality health insurance – With its own set of rewards and benefits
• Life Assurance – Four times annual salary

These are just some of the many perks that we offer! To view the extensive range of benefits we offer, please visit our careers page. Fantastic Benefits. Exciting rewards. Great career opportunities!
Who We Are
At Vitality, everything we do is driven by our core purpose. To make people healthier and to enhance and protect their lives through our market-leading health and life insurance and the Vitality Programme. We empower our members to take control of their wellness and develop long-term healthy habits.
Diversity & Inclusion
We’re committed to diversity and inclusion because it’s good for our employees, for our business, and for society. To learn more please visit our Careers page.
Vitality’s approach to sustainability
Vitality is a business that drives positive change. We reward people for making and sustaining healthier choices. But healthy people also need a healthy environment. To learn more please visit our Careers page.
About The Company
Vitality is a multi award-winning UK insurance brand, here to make the world a healthier, happier place.
Apart from offering some of the best cover out there, we help people take control of their health. We also help them get healthier, by giving them great rewards when they do healthy things.
As a brand with a challenger mindset, anyone who can show us a better way to do things is someone we want to work with. So when you join us, expect a positive environment and plenty of opportunities to grow your career. You’ll also have some brilliant teammates to support you and a dynamic work schedule to build your skills.
Plus, you get to join our 1.7+ million members with access to our unique health insurance and healthy living programme. Just to make sure you know our products inside and out.
Hybrid and flexible working is also a key part of our organisational setup. So there’s no need to ask. Let’s talk about it at interview stage, so we can make your role work for your lifestyle. 
Ready to find out if we’re the right fit for you? We can’t wait.
We do reserve the right to close this advertisement early if we receive a high volume of suitable applications. If you are interested, please submit your application as soon as possible.