Credit Risk Analyst

Elevation Accountancy and Finance are delighted to be working with a successful business in the Sheffield area as they look to recruit a Credit Risk Analyst into their team on a full time, permanent basis.
Duties and Responsibilities:

• Account opening and basic configuration incl. account and contact name and address changes (also account adjustments and closures)
• Credit risk assessment decisions using credit agency recommendations, insurer recommendations, internal models and, with experience, own analysis.
• Order release (incl. liaison with Cash Collections to obtain interim payments)
• Monitor and react appropriately to the daily credit agency monitoring alerts
• Proactive and professional liaison with prospects, customers and sales colleagues
• Maintenance of customer register data (Excel)
• Upload of customer data into credit agency systems
• Extraction of appropriate credit agency data in support of internal credit review and credit decision activity
• Referral of debts to third party partners following the failure of in-house collection efforts
• Proactive and professional liaison with credit and sales colleagues, third party partners and debtors
• Tracking and reporting of payments, costs and overall recovery rates to management
• Processing of properly approved bad debt write offs for debt deemed irrecoverable
• Reporting of bad debt write off values and provision

Person Specification:

• Good communicator being able to demonstrate clarity and confidence, both verbally and in writing
• Analytical, able to (with appropriate support and training) make objective judgements based upon financial and non-financial information and comfortable seeking out new and additional information in order to answer key questions
• Organised, ensuring that tasks are appropriately prioritised and completed with sufficient care and in a timely fashion
• Comfortable with routine and able to focus to ensure the daily Credit Risk routines and associated administration is managed pro-actively and consistently
• Accurate, consistently able to demonstrate an appropriate amount of care is taken to ensure that information is correct, valid and thorough
• Team player, always supportive of others prioritising team performance over personal performance
• Positive can-do attitude, self-motivated and hardworking problem solver
• Willing to learn, formally and informally and happy to challenge and be challenged

If this looks like a role for you then please get in touch or apply now!