AddressAbout Us
Admiral Money is at the forefront of financial innovation, offering smart and flexible lending solutions. We’re all about pushing boundaries, embracing new technology, and making finance both accessible and engaging. As we expand our Unsecured Loans Team, we're on the lookout for an experienced Senior Credit Risk Analyst to join our dynamic team!
Role Overview
As a Senior Credit Risk Analyst within our Unsecured Loans Team, you'll play a crucial role in shaping our Credit Risk strategies. You will delve into data to uncover insights, develop effective underwriting strategies, and ensure responsible lending through robust affordability models. Your mission is to make data-driven decisions that enhance our Credit Risk management while supporting the growth of our lending portfolio.
Key Responsibilities
- Perform detailed Credit Risk analysis to inform decision-making processes.
- Develop, implement, and monitor innovative underwriting strategies.
- Create and refine affordability models to ensure responsible lending practices.
- Explore and integrate new data sources to enhance Credit Risk assessments.
- Collaborate with a diverse group of stakeholders, including senior management, to communicate findings and recommendations.
- Lead projects aimed at delivering impactful Credit Risk changes, ensuring smooth implementation.
- Provide advanced analytical support for new product developments and portfolio management.
- Mentor and guide junior analysts, fostering a collaborative and high-performing team environment.
Key Requirements
- Previous analytical experience within financial services or lending.
- Proficiency in using SQL, Python, or other analytical coding languages to extract and manipulate data.
- Strong problem-solving skills with a keen attention to detail.
- Effective communication skills, with the ability to engage with stakeholders at various levels.
- Demonstrated ability to work independently and manage multiple tasks.
- Prior Credit Risk experience is essential, with a proven track record of successful project delivery and strategy implementation.
What We Offer
- A dynamic and collaborative work environment.
- Flexible working arrangements (remote or hybrid) to suit your lifestyle.
- Investment in your development both on and off the job.
- Opportunities for professional growth and development.
Salary, Benefits and Work-Life Balance
At Admiral, we are proud to be a diverse business where we put our people and customers first. We have great benefits to ensure employees have a great work-life balance; it's one of the reasons we’re consistently voted one of the Sunday Times Best Big Companies to Work For in the UK.
All colleagues will receive 33 days holiday (including banks holidays) when they join us, and this will increase with length of service, up to a maximum of 38 days (including banks holidays). You also have the option to buy or sell up to five days of annual leave in addition to your allocation.
You can also view some of our other key benefits here.
Our Commitment to You
At Admiral, we are committed to being a diverse and inclusive workplace. Admiral is proud to be an equal opportunities employer and does not discriminate on the basis of race, sex (including pregnancy, childbirth, reproductive health decisions, or related medical conditions), national origin, gender, gender identity, sexual orientation, disability, age, or any other legally protected status.
All qualified applicants will receive equal consideration.
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