Legal Counsel - Consumer Credit

Legal Counsel - Regulatory & Consumer Credit

Our client is looking for an experienced Legal Counsel to join them, working on a twelve month fixed term contract.

This role offers a competitive salary, coupled with an excellent benefits package which includes 30 days holiday, Private Healthcare, Bonus and added perks.

The Role:

Joining a friendly team, you will deliver legal services, advice and support to the business to ensure legal risks are appropriate, identified and managed.

You will develop and adhere to relevant policies and procedures to identify and manage legal risk, along with management of external Legal Counsel and advice, as directed by Head of Legal. Reporting to the Head of Legal, you will support the delivery of departmental objectives and you will required to assist in key meetings and projects requiring legal support.

Duties:

• Drafting and reviewing consumer finance agreements, commercial contracts, and other documentation (from inception) and transact accordingly in a legally compliant manner in accordance with Company policies and business requirements and keep appropriate records
• Participate in and be the lead legal advisor on allocated key business and departmental projects
• Work with the Compliance team as appropriate to ensure a consistent delivery of regulatory services to the Company and ensuring appropriate understanding within Compliance of the impact of regulation to our business
• Draft a range of data protection-related documents, including data sharing/processing agreements, privacy policies, legitimate interest assessments (LIA), data protection impact assessments (DPIA) and internal DPA policies
• Work closely with the Group Data Protection Officer and compliance in relation to data protection
• Draft and manage public-facing terms of use, consumer disclosures, FAQs, privacy policies, cookie policies
• Provide day-to-day specific legal advice to internal stakeholders such as compliance, operations, marketing, commercial as and when required
• Provide advice on interpretation and impact of financial services regulation affecting the Company
• Instruction and management of external Legal Counsel (and budget), as directed by Head of Legal
• Development and maintenance of reporting to inform and advise relevant stakeholders of legal risk (including SMT and Board)
• Attendance at relevant external meetings and forums
• Drafting Minutes for Executive Committee and support Company Secretary on Board matters
• Supporting the Head of Legal in the delivery of legal services and support to the business
• Supporting the development of processes and procedures and making recommendations to the Head of Legal, to manage the effective running of the legal department.
• Delivery of ad-hoc tasks as directed by the Head of Legal

Experience:

• Extensive knowledge and practical experience of Consumer Credit and/or Retail Financial Services working for an in-house legal department of a financial services company
• In depth industry knowledge of regulations and issues impacting consumer finance agreements and institutions. In particular, knowledge of CONC, SYSC, SUP, APER, SM&CR, FIT, COND rulebooks
• Experience advising on legal compliance matters including GDPR, competition, anti-bribery and corruption, sanctions and money laundering regulations
• Detailed knowledge and experience of data protection and applicable regulations
• Previously worked within the parameters of the regulatory environment.
• Ability to analyse, evaluate and communicate issues.
• Experience of project management and delivery of proposals/ presentations to Senior Management
• Excellent interpersonal and customer care skills.
• Strong MS Office skills (Excel, Word, PowerPoint)
• Excellent communication skills, both written and oral, with excellent attention to detail
• Ability to work on own initiative
• Good analytical skills with excellent time management with the ability to multi-task with tight deadlines
• Capability to develop this role and proactively take on additional responsibilities
• Ideally, the successful candidate will be a qualified solicitor / Barrister / Attorney /FCILEX but part qualified may also be considered.

Refer a friend and earn up to £500.. If you know someone who is searching for a new opportunity, recommend Lloyd Recruitment Services and you will receive a retail voucher of your choice up the value of £500. Full details can be found on our website.

Unfortunately, due to high numbers of applications, we are only able to respond to shortlisted applicants. If you have not heard from us within 5 days, please assume that you have not been shortlisted on this occasion.

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Lloyd Recruitment Services are acting as a recruitment agency in relation to this vacancy and are an equal opportunities employer.