Job Title: Senior Credit Risk Analyst
Location: Remote
Salary: Up to £60,000
Hours: Monday to Friday 9 am to 5pm
Benefits:
- 28 days holiday with the option to purchase more.
- 4 days on top of annual leave for community and charity work
- Flexible working options
- Subsidised Gym Membership
- Company pension contribution up to 15%
- Private Medical and Health Insurance
- Life Cover
- Critical Illness cover
- Annual discretionary bonus
- Enhanced maternity and paternity pay
- Pay other great perks and incentives.
- Extensive learning and development programme
About the role of Senior Credit Risk Analyst
We are seeking an experienced analyst to support first-line risk across our motor finance portfolio. The role holder will be responsible for a full range of activities including monitoring of the motor portfolio from a Credit Risk and property perspective.
Responsibilities required for the role of Senior Credit Risk Analyst
- Develop a suite of MI to monitor all risks across the motor finance portfolio
- To collate, clean and summarise customer data and customer performance data from appropriate sources, ensuring accurate information is supplied to the business
- To deliver regular insight into portfolio health, highlighting potential risks and threats, and proposing appropriate mitigating actions.
- Support the risk culture of the organisation by taking personal responsibility for identifying and managing risks in everything you do.
- To keep abreast of external economic and market conditions that could impact the portfolio
- Knowledge of the regulatory framework and ensuring our policies and processes are compliant with regulations
Experience required for the role of Senior Credit Risk Analyst
- Strong analytical skills
- Proficient in using software tools such as SAS, Python, R, and SQL (list not exclusive) to extract and manipulate large and complex data from a data warehouse
- Proficient user of Microsoft Office
- Strong academic background. A numerical-based degree is preferred.
- Strong attention to detail and excellent problem-solving skills
- Experience in Credit Risk along with motor finance background is essential
For more information regarding the role of the Senior Credit Risk Anaylst, please contact us
Stellar Select is acting as an employment agency and is a corporate member of the REC.
Due to a high volume of applications, we will only contact you if your application has been successful. We aim to contact all successful contacts within two business days.