Senior Lending Policy Specialist

This role is part of an expanding Credit Risk Delivery team. There is an exciting change agenda over the next few years with new products and features leading to plenty of opportunities for learning and growth. The evolution will include the implementation of a new Credit Risk decision system which will unlock huge growth potential for the Mortgage business and beyond.

We are looking for a new Senior Lending Policy Specialist to be part of this exciting journey.

The role covers all the end-to-end tasks required in the Credit Risk Change Management process for Mortgages, with a key focus on the decision engine management change moving forwards.

Collaboration is key in this role and engagement with colleagues around the business is essential, so we can clearly articulate expectations around implementation, issue resolution and delivery timescales.

We also want to support the learning journey and full training in the key Risk systems and testing procedures with be provided.

To be successful in this role we will being looking for to demonstrate the following requirements:

A good understanding and experience of Credit Risk decision systems, coding, testing and validation.

An understanding of Credit Risk Management strategies, approaches, lending criteria and procedures (Scorecards, Rules, Affordability Model, Bureau data etc.)

Experience of Mortgage Lending Policy, strategy development and management, and relevant regulatory requirements.

An intermediate level of Microsoft Excel, Word, and PowerPoint

Ability to produce technical writing in a high-quality documentation 

Can demonstrate excellent organisational skills and an ability to multitask and manage time efficiently.

If you feel you can align your experience and skills with our requirements, please make an application to effectively demonstrate your suitability for the role.

As a mutual, we’ve always worked together to improve the lives of others. Now one of the largest Building Societies in the UK, over 3,000 of us share that goal, in our branches and Head Office. Our benefits go beyond basic pay, with a discretionary bonus scheme, a culture of reward and recognition and total support for our wellbeing.

We’re serious about equality, of race, age, faith, disability, and sexual orientation, but also of personality and the way we think. By being yourself, you’ll make us stronger. You can build so much more than a career.

Come and make a difference in our Society, that’s been voted a ‘Great Place to Work’ by our teams

Flexibility and why it matters 

We understand the need for flexibility, so wherever possible, we’ll consider alternative working patterns. Have a chat with us before you apply to see what the possibilities are for this role.