AddressJob Summary
Job Description
What is the opportunity?
Associate Director in the Group Risk Management Wholesale Credit Risk team in London, focusing on corporates.
What will you do?
- Responsible for the management and oversight of Credit Risk related to an assigned portfolio of around 40-45 European focused corporate and leveraged finance loan and derivatives clients.
- The clients are active in a broad range of industries, including transportation, utilities, telecommunications, project specific infrastructure, services, healthcare, consumer/retail and general industrial.
- The role includes:
- The risk assessment of portfolio counterparties;
- Assigning an indicative Borrower Risk Rating at origination and adjudicating subsequent Borrower Risk Rating reviews;
- Reviewing new loan originations and monitoring of existing portfolio
- Approving (within delegated authorities) or recommending new or additional Credit Risk exposure (lending and trading credit) to those entities
- Work in partnership with the front office and other teams within GRM-Credit so that risks are proactively managed and decisions are consistent with the overall risk appetite of RBC.
- Provide support for the growth of RBC Capital Markets business in the UK, Continental Europe and Australia;
What do you need to succeed?
Must-have
- Ability to assess complex loan structures, including financial statement and credit analysis, and loan / ISDA documentation
- Ability to assess business risk, supported by company reporting, financial, commercial and technical due diligence.
- Familiar with, and ability to review excel based financial forecast models.
- Work collaboratively with the front office teams (Leverage Finance, Corporate Banking and Derivatives) to keep credit exposure within RBC risk appetite.
- High level of drive and motivation to manage multiple credit requests concurrently during busy times.
- Able to priortise and produce written communications to tight client deadlines.
Nice-to-have
- Previous experience in corporate loan origination or at a rating agency.
- Accounting or CFA qualification.
What is in it for you?
We thrive on the challenge to be our best - progressive thinking to keep growing and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.
- A comprehensive Total Rewards Program including bonuses, flexible benefits and competitive compensation
- Leaders who support your development through coaching and managing opportunities
- Opportunities to work with the best in the field
- Ability to make a difference and lasting impact
- Work in a dynamic, collaborative, progressive, and high-performing team
- A world-class training program in financial services
- Flexible working options fully supported.
Job Skills
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Inclusion and Equal Opportunity Employment
At RBC, we embrace diversity and inclusion for innovation and growth. We are committed to building inclusive teams and an equitable workplace for our employees to bring their true selves to work. We are taking actions to tackle issues of inequity and systemic bias to support our diverse talent, clients and communities.
We also strive to provide an accessible candidate experience for our prospective employees with different abilities. Please let us know if you need any accommodations during the recruitment process.
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