Who are HSBC Innovation Banking?
We’re the power behind the UK’s forward-thinkers, future-makers and leap-takers, helping them ignite the bold ideas that reshape our world. We offer flexible banking solutions for start-ups, scale-ups, growth businesses, investors and those working towards IPO.
Whether it’s comprehensive banking, managing cashflow, plans for buyouts or Strategic Fund Solutions, we power ideas at every stage of their journey. From the first-time founders to the funds that back them and everything in between. Here’s to never standing still. We're proud to accelerate growth for tech and life science businesses, create meaningful connections and open a world of global opportunity for entrepreneurs and investors alike.
The Credit Solutions team is responsible for managing and developing credit relationships with clients and prospects. The team leads the deal structuring and due diligence process partnering with the Technology Banking Team on the delivery and negotiation of solutions and is responsible for proactive, robust portfolio management including maintaining credit quality.
The Senior Associate conducts due diligence and supports the structuring and delivery of Credit Solutions through underwriting new loans, Cash Management requests, renewals, and credit actions related to modifications or changing risk. Supports the overall lending process on new deals and modifications to existing deals, from initial analysis through documentation and closing. Reviews and analyses information and opines on clients' performance and compliance status, changing level of risk and broader trends in portfolio. Utilizes critical thinking skills in supporting VP’s and Directors/MD’s on both recommendations and actions pertaining to pipeline and portfolio management. Robustly completes portfolio management activity with practices that meet HSBC Innovation Banking policies/procedures in terms of timeliness, completeness, consistency and accuracy. Handles client needs by interacting with appropriate internal and external stakeholders. Develops expertise in HSBC Innovation Banking loan types and markets.