AddressWe are looking for an experienced Credit Analyst to join our client on a 6 month contract based in Poland (Ideally Warsaw but other locations will be considered).
The ideal candidate will have a strong background in finance and accounting, with expertise in credit analysis and risk assessment. Proficiency in French and German is essential, as you will be working with international clients across various regions.
Credit Assessment and Analysis
- Evaluate the creditworthiness of potential and existing clients by analysing financial statements, credit reports, and other relevant data.
- Conduct thorough risk assessments to determine the likelihood of repayment and potential exposure to credit risk.
- Prepare detailed credit analysis reports with recommendations for credit limits and terms.
Financial Analysis
- Perform in-depth financial analysis to understand clients' financial health, including liquidity, profitability, and cash flow.
- Monitor and review clients' financial performance regularly to identify any changes in credit risk.
Decision Making and Reporting
- Make informed credit decisions and present findings to senior management and relevant stakeholders.
- Prepare and present regular credit risk reports, highlighting key trends, risks, and mitigation strategies.
Collaboration and Communication
- Work closely with sales, finance, and legal teams to ensure alignment on credit policies and decisions.
- Communicate effectively with clients and stakeholders in French and German to gather necessary information and provide clear explanations of credit decisions.
Compliance and Risk Management
- Ensure compliance with internal credit policies, procedures, and regulatory requirements.
- Implement and maintain robust internal controls to mitigate credit risk and safeguard company assets
Please apply with your CV and we will be in touch regarding next steps.
