Address
Form of work
SalaryFriday 26 January 2024
Salary Range
£56,421 - £62,690
We support agile working - click here for more information on agile working options.
Agile Working Options
Flexibility in when hours are worked, Hybrid Working
Job Description Summary
We have an exciting opportunity for a Relationship Manager within our SME business where clients will typically have a turnover of between £3 million and £10 million. The portfolio has approximately 120 Trading Sector SME clients based in the Exeter and wider Devon area.
Job Description
JOB TITLE:Relationship Manager
LOCATION(S):Exeter
SALARY- £56,000 - £65,000
HOURS:Full-time
WORKING PATTERN:Our work style is hybrid, which involves spending at least two days per week, or 40% of our time, at one of our office sites
Would you like to work for us and help local businesses of all types and sizes to prosper by offering the funding, support and encouragement that they need to grow, at home or abroad?
About this opportunity:
We have an exciting opportunity for a Relationship Manager within our SME business where clients will typically have a turnover of between £3 million and £10 million. The portfolio has approximately 120 Trading Sector SME clients based in the Exeter and wider Devon area.
Joining the Devon & Cornwall Team, which forms part of the wider South Region within our Commercial Bank, your role will be to support clients with all their banking needs including lending, deposits and a wide range of other services. There is an expectation to grow the portfolio and promote the bank with professionals and key influencers in the local Exeter and wider Devon business communities and to develop opportunities and bring more clients to Lloyds Banking Group. As well as this there is a responsibility for handling the risk and compliance of the portfolio.
What you'll be doing:
- Providing excellent service to our Clients, putting them at the heart of what you do, contributing at every interaction and becoming a “trusted adviser”.
- Promoting the bank with professionals and key influencers through your knowledge of the local market
- Providing a range of funding solutions to our clients from our Term Lending and Working Capital product range tailoring them to Client needs
- Building relationships with Group Partner companies and through them bring the whole bank to the client delivering products to meet their needs.
- Handling the risk and compliance of your client portfolio
Why Lloyds Banking Group?
Join us and, as well as making a difference to customers, you’ll enjoy a fulfilling career where you’re free to be yourself. Great colleagues, transforming workspaces, hybrid working and a wide variety of career opportunities - you’ll find them all here.
What we'll need from you:
- Strong communication skills with experience in building, creating and maintaining relationships with clients and influential external partners.
- Proven credit experience - skilled at evaluating propositions and using that experience to make confident and effective commercial recommendations to the Credit team.
- Strong financial and numerical skills
- Detailed understanding of legal documentation, together with the ability to effectively negotiate legal and commercial terms.
- Understanding and appreciation of the different types of risk in a lending environment and how to minimise such Risk
- Skilled team player as well as a proven self starter with a drive and passion to succeed individually and as part of the wider team
About working for us
Our focus is to ensure we're inclusive every day, building an organisation that reflects modern society and celebrates diversity in all its forms. We want our people to feel that they belong and can be their best, regardless of background, identity or culture. If you’d like reasonable adjustments to be made to the recruitment process, just let us know.
We also offer a wide-ranging benefits package, which includes:
- A generous pension contribution of up to 15%
- A discretionary performance share award
- Share schemes including free shares
- Benefits you can adapt to your lifestyle, such as discounted shopping
- 30 days’ holiday, with bank holidays on top
- A range of wellbeing initiatives and generous parental leave policies
Ready for a career where you can have a positive impact as you learn, grow and thrive? Apply today and find out more!
At Lloyds Banking Group, we're driven by a clear purpose; to help Britain prosper. Across the Group, our colleagues are focused on making a difference to customers, businesses and communities. With us you'll have a key role to play in shaping the financial services of the future, whilst the scale and reach of our Group means you'll have many opportunities to learn, grow and develop.
We keep your data safe. So, we'll only ever ask you to provide confidential or sensitive information once you have formally been invited along to an interview or accepted a verbal offer to join us which is when we run our background checks. We'll always explain what we need and why, with any request coming from a trusted Lloyds Banking Group person.
We're focused on creating a values-led culture and are committed to building a workforce which reflects the diversity of the customers and communities we serve. Together we’re building a truly inclusive workplace where all of our colleagues have the opportunity to make a real difference.
