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Form of work
SalaryCredit Risk Analyst
- Location: Hammersmith, W6
- Job Type: Permanent (Hybrid)
- Hours: 8am - 5pm
- Salary: £30-35k
We are seeking a Credit Risk Analyst to join the Credit Risk team for an independent B2B energy supply company. This role offers a fantastic career opportunity for a determined, flexible, and driven individual. You will be working alongside a vastly experienced team in the energy industry, with personal development and progression aligned to the continued growth and success of the business. The role involves critical assessment of data and contracts, commercial risk management, and facilitating sustainable business growth.
Day to day of the role:- Assist the lead Credit Risk Analyst in planning and managing credit requests from internal counterparties.
- Conduct accurate credit assessments using quantitative and qualitative data, submit credit insurance requests, and undertake periodic credit limit reviews.
- Monitor and update credit exposures and insurance cover levels.
- Identify solutions for appropriate Credit Risk mitigation and manage the delivery of alternative forms of collateral.
- Communicate credit decisions to internal teams, providing feedback and requesting information for reassessment.
- Implement and review credit decisions relating to renewals, site additions, and payment term amendments.
- Monitor the Credit Risk environment and macro-economic trends.
- Aggregate data and produce reports for analysis.
- Perform data entry, validation, and administrative tasks.
- Execute ad-hoc tasks in line with the team’s needs.
- Excellent verbal and written communication skills.
- Strong analytical and numerical skills with high attention to detail.
- Ability to read, understand, and analyse financial data.
- Self-starter with initiative to expand upon tasks and improve business processes.
- Flexible and creative problem-solving skills.
- Conscientious, responsible, and intellectually curious.
- Ability to work under pressure in a fast-paced environment.
- Capable of prioritising and managing workload with minimal supervision.
- Computer literate with proficiency in MS Office and experience working with large data sets.
- Experience in Credit Risk or a similar Finance-related function.
- Familiarity with a CRM system and multiple web-based platforms.
- Office-based, analytical role experience.
- Knowledge of the Electricity and/or Gas Industry is desirable.
- Competitive salary and benefits package.
- Opportunities for personal development and career progression.
- Dynamic and supportive team environment.
If you are interested in this role, please submit your up-to-date CV. Please do not apply if you are not eligible to work in the UK, or currently reside outside of London. We will not progress these applications.
