Full time
Type Of Hire :
Experienced (relevant combo of work and education)
Education Desired :
No Degree
Travel Percentage :
1 - 5%
Location: Manchester Office - Hybrid Working Option Available
Are you ready to unleash your full potential? We're looking for people who are passionate about payments to chart Worldpay's path to being the largest and most-loved payments company in the world.
About the team
Our Credit Risk team are responsible for underwriting the Credit Risk of Small to Medium Enterprises who apply to use our payment services, whilst also monitoring our existing portfolio of merchants.
The team review financial and non-financial information to complete a risk assessment of a company. primarily to ensure that the risk of loss to Worldpay is minimised with regards to accepting new business and retaining existing merchants.
What you will be doing
As a Credit Analyst you will have responsibility for undertaking Credit Risk assessments of new and existing merchants. This will include gathering the relevant information needed to complete a credit review.
You'll work closely with the sales team with regards to new applications or going directly to the merchant when monitoring an existing relationship. This information will need to be assessed to highlight any pertinent Credit Risks and merchant potential loss to Worldpay, before a decision is made. Once the decision has been approved, either by yourself if you have Designated Authority this will need to be communicated back to the relevant parties.
What you bring:
- Experience in assessment practices.
- Ability to work under pressure to tight deadlines
- Experience of producing clear and concise reports
- Experience in interpreting financial accounts
- Attention to detail
- High standard of written and verbal communication
- Confidence and assurance to manage difficult conversations
- Commercial (B2B or B2C) Credit Risk experience
- A multifaceted job with a high degree of responsibility and a broad spectrum of opportunities
- A work environment built on collaboration, flexibility and respect
- Varied and challenging work to help you grow your technical skillset
FIS is committed to protecting the privacy and security of all personal information that we process in order to provide services to our clients. For specific information on how FIS protects personal information online, please see the Online Privacy Notice .
Sourcing Model
Recruitment at FIS works primarily on a direct sourcing model; a relatively small portion of our hiring is through recruitment agencies. FIS does not accept resumes from recruitment agencies which are not on the preferred supplier list and is not responsible for any related fees for resumes submitted to job postings, our employees, or any other part of our company.
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