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Form of workSalary: 46k - 55k Per Annum + Car Allowance + Bonus
Location: Bristol/ Remote
Responsibilities:
- Underwriting new business, ensuring all key risk areas are considered and mitigated
- Writing restructure reports for existing business, ensuring all security is reviewed and updated and underwriting is completed
- Liaising with sales directors to assist with mitigating risk and structuring facilities
- Holding bi-weekly Risk Committee calls with Senior Management to discuss & assess high risk facilities which may potentially lead to a collect out
- Excellent Analytical and Problem-Solving skills with the ability to think "outside the box" in a logical manner
- Ability to work under pressure and within strict deadlines, managing changing and conflicting priorities
- Developing and managing a portfolio of clients according to their business needs offering the highest level of service possible
- Ensuring DPA & Credit Policy compliance, facility is maximised, and risk minimised
- Portfolio monitoring in line with the Risk Cohorts
- Problem solving, Identifying, and providing solutions to a wide range of client queries and business needs
- Retaining existing revenue streams, and generating new opportunities ensuring delivery against agreed policies and underwriting procedures
- Preparing for and attending monthly portfolio review
- Obtaining, reviewing, and reporting on management information on an ad hoc basis (cohort dependant)
Key skills/ experience:
- Previous background in financial services, preferably Invoice Finance or Banking
- Underwriting experience is highly desirable
- Ability to work proactively and independently
- Proven risk management skills
- Relationship management experience across a diverse portfolio of clients
- Proactive approach to working is essential alongside excellent time management skills
- Proficient in technical competencies such as the ability to interpret simple business accounts
- Motivated and an excellent motivator
- Exceptional communication skills, verbally and written
- UK Finance qualification is preferable
- Experience of Dancerace and Risk Factor would be beneficial
