Loans Operations Analyst

Job title: Loans Operations Analyst

Location: London

Duration: 6 months initially

Adecco is an employment consultancy. We put expertise, energy, and enthusiasm into improving everyone's chance of being part of the workplace. We respect and appreciate people of all ethnicities, generations, religious beliefs, sexual orientations, gender identities, and more. We do this by showcasing their talents, skills, and unique experience in an inclusive environment that helps them thrive.

The role:

Proactively providing support to all EMEA Front Office business departments for the efficient execution and control of new transaction covering loan, derivative and trade finance products. Including the review of contractual documentation and subsequent booking in operational systems.

Responsibilities:

• Review and approve all lending documentation, ensuring operational aspects are controllable and in accordance with agreed procedures.


• Execution and approval of consistency check between lending documentation and credit approval in GBR, providing final sign off of Key Terms & Conditions, including fulfilment of credit conditions.


• Execution and approval of credit limits in the banks operating systems - FOX, LOAN IQ, OBS, MONTRAN and PROFILE, ensuring all prerequisite requirements are met in relation to local and regulatory validations.


• Review risk mitigating documentation, including Credit Risk Insurance and Sub/Risk Participation.


• Escalation of the risk issues impacting transactions, both from an internal policy perspective and from a regulatory perspective, allowing for acknowledgment and acceptance where required.


• Development of procedures and business process flows with Front Office & Finance Dept for unstructured transactions, ensuring booking methodology is agreed and understood.


• Constructively challenge and influence change to enhance business performance for the Section and Department to ensure best practise is established.


• Participation in project related work for both Departmental and Bank wide initiatives.

Requirements:

• In-depth experience in a financial services environment with exposure to syndicated loan markets.


• Comprehensive knowledge of loan, trade and derivative documentation, including the working mechanics of the credit approval process.


• A sound understanding of Loan Market Association working practices.


• A strong working knowledge of the business conducted by the Bank, including an understanding of the individual marketing Departments.


• An understanding of key risks and associated control points in the transaction lifecycle.


• A good understanding of KYC and compliance procedures related to their functional area, ensuring best practice is incorporated in their team.


• Ability to contribute towards bringing a solution-based approach to issues, working with the team to move transactions forward.


• Well organised, self-motivated team player with strong interpersonal skills.


• Strong organisational skills with the ability to prioritise and use initiative throughout the day.


• Demonstrates a proactive attitude and takes the initiative to provide high quality levels of service to both the Bank's internal and external customers.


• Promote a control culture to ensure the Section accurately captures all transactions in the Bank's core processing systems.

Candidates will ideally show evidence of the above in their CV in order to be considered.

Please be advised if you haven't heard from us within 48 hours then unfortunately your application has not been successful on this occasion, we may however keep your details on file for any suitable future vacancies and contact you accordingly.